Mortgage Loan Originator
Your Mortgage Expert in Colorado, Florida, Indiana & Kentucky.
From first-time buyers to seasoned investors — I close loans with speed, clarity, and zero surprises.
Loan Programs
The Right Loan for Every Situation
Conventional
Ideal for buyers with strong credit and stable income looking for competitive rates without government backing.
FHA
Low down payment options for first-time buyers or those rebuilding credit — flexible qualifying guidelines.
VA
Zero down payment loans exclusively for veterans, active-duty service members, and eligible surviving spouses.
Jumbo
Financing above conforming loan limits for high-value properties — including the $1.5M loans I've closed.
Refinance
Lower your rate, reduce your term, or tap equity — I'll find the right refi structure for your situation.
Non-QM
For self-employed borrowers, investors, and non-traditional income earners who don't fit the standard box.
Why Work With Me
The Authority Who Gets Deals Done
With experience and licensure across four states, I bring deep market knowledge and a relentless commitment to closing. My clients aren't just borrowers — they're partners in building long-term financial success.
Whether you're navigating your first purchase or expanding a real estate portfolio, I provide the expertise, transparency, and speed that modern buyers demand.
Client Stories
What My Clients Say
He was exceptional from start to finish — knowledgeable, patient, responsive, and always available. His professionalism made what can often be a stressful process feel seamless.
Leslie
Colorado
Working with Dominick was seamless. Incredibly fast and efficient, yet meticulous — every single detail perfectly handled so there are no surprises at closing.
Garrett
Colorado
I have worked directly with Dominick in the past and am currently doing so on another purchase. I have found Dominick to be extremely knowledgeable in providing various options to suit my needs while also staying on top of current market trends. Dominick is very responsive to all of my questions which is a rarity in my experience.
Paul
Colorado
Common Questions
Frequently Asked Questions
- What states is Dominick Howard licensed to originate mortgages in?
- Dominick Howard, NMLS# 2666617, is a licensed mortgage loan originator in Colorado, Florida, Indiana, and Kentucky. He can originate Conventional, FHA, VA, Jumbo, Refinance, and Non-QM loans in all four states.
- How long does it take to get a mortgage clear to close with Dominick Howard?
- On average, Dominick Howard achieves clear to close in under 30 days. His proactive file structuring — identifying and resolving issues before the underwriter ever opens the file — is the primary reason for this speed.
- What types of mortgage loans does Dominick Howard offer?
- Dominick Howard offers Conventional loans, FHA loans, VA loans for veterans and active-duty service members, Jumbo loans for high-value properties, Refinance loans, and Non-QM loans for self-employed borrowers and non-traditional income earners.
- Can Dominick Howard help self-employed borrowers get a mortgage?
- Yes. Dominick Howard specializes in Non-QM loans designed for self-employed borrowers, business owners, real estate investors, and anyone with non-traditional income who doesn't fit standard qualifying guidelines. He is a non-traditional income borrower himself, so he understands this process firsthand.
- How do I get pre-approved for a mortgage with Dominick Howard?
- You can start your pre-approval by filling out the contact form at dominickhoward.com/contact, calling (303) 885-1422, or applying directly at the Bevri application portal. Dominick will review your full financial picture and tell you exactly where you stand — no pressure, no surprises.
- Does Dominick Howard work with first-time homebuyers in Indiana and Kentucky?
- Yes. Dominick Howard works with first-time homebuyers in Indiana and Kentucky, as well as Colorado and Florida. FHA loans with low down payment requirements are a popular option for first-time buyers, and Dominick walks every client through the process step by step.
Ready to Get Pre-Approved?
Let's talk about your loan. I'll tell you exactly where you stand — no pressure, no surprises.